AIG Insurance Travel, previously known as Travel Guard, was a product by American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It covers missed or delayed connections, baggage delays and emergency evacuation. It's important to understand the coverage that is included in your policy to make sure you're fully protected.
CoVID-19 related illness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They can provide you with the necessary documents and information to help you get the treatment you need. You should also make sure you read through your policy to make sure that you're covered.
Missed connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connections policy can reimburse you for unused tickets and other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
Missing connections are covered by many insurers, but you should verify that your policy covers such cases. Different plans may offer different levels of coverage.
Baggage delay
Baggage delay cover provides financial assistance in the event of a delay in the arrival of your luggage. It covers personal items, such as clothing, toiletries and other necessities. It covers reimbursement up to the policy limits, which typically range between $500 and $1,000. You will need receipts from purchases that were made while you waited for your luggage to be processed. There may be a deductible attached to your claim.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. For instance, your baggage delay coverage won't cover lost or delayed bags returned within a twelve-hour time limit. You should always review your policy before you purchase anything. Make sure it contains baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most sought-after plan includes up to $500k emergency medical evacuation coverage and 50% reimbursement for trip interruptions. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. They're especially useful when traveling to remote locations without access to medical care. Additional coverage options include repatriation for the family member of the deceased. In addition to financial support for survivors or beneficiaries, accidental death and dismemberment insurance provides financial assistance. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans cover lost or delayed baggage.