If you have poor driving records, getting cheap auto insurance can be difficult. In New York, a DUI conviction can mean that your annual car insurance rates will rise on average by $1208. There are many ways to obtain a lower rate. State Farm, Liberty Mutual and GEICO all provide affordable coverage.
State Farm
State Farm is the right choice if you are looking for affordable New York car insurance. The company is known for offering great insurance coverage and generous discounts for students. It also offers the Steer Clear(r) driving app, which can help young drivers improve their skills. Senior policyholders can get car insurance discounts as well as savings to avoid accidents.
State Farm offers homeowners and renters coverage. This insurance will protect your home and valuables in the case of an injury. You can also get coverage for your belongings in the event of theft or damage. It also offers a network of auto repair shops to help you get your car fixed.
You can save money if you consolidate your auto and home insurance through the company. It also offers rideshare and rental car coverage. Its New York Auto Insurance is suitable both for people who are brand new to driving or for business travelers.
Liberty Mutual
Liberty Mutual is a reliable company for drivers in New York. They offer great rates, discounts, and easy online policies. You can make changes online to your policy, pay your bill online and much more. This company is ideal for drivers who have a DIY mindset. Some drivers were disappointed with their experience with the company and cited poor customer service.
Liberty Mutual offers a pay per mile program. This means that you only pay for the miles you drive each monthly. The plan covers accidents and provides a money-back guarantee. A pay-per mile policy can help you save money on your car insurance premiums.
Liberty Mutual also offers no-fault coverage, which pays for medical expenses, even if you were at fault. If your car is damaged or destroyed, you can get new car replacement insurance. This coverage is mandatory in New York.
GEICO
You may be interested in GEICO New York Car Insurance if you live in New York. These companies are well-known for their competitive rates on insurance. Brooklyn residents may also find an agent to help save on insurance.
GEICO provides many types of coverage, including property damage liability and bodily injury liability. It also offers coverage for uninsured drivers. GEICO offers discounts not only for regular coverage, but also for military personnel or good students. GEICO New York car Insurance can be tailored to meet any budget.
GEICO offers many discounts to help you find the right policy. For instance, GEICO offers a good driver discount for drivers with five years of accident-free driving experience. You can also get a discount if your are a member or military employee.