You have found the best home insurance company in Georgia. Our list includes the top insurance companies for Georgia, along with their customer service scores, discounts, and coverage options.
cheapest homeowners' insurance in ga
Your personal risk profile and the size of your house are two factors that will determine your homeowners insurance premium. Your deductible is also the amount of money you'll have to pay upfront before your insurance company will cover your claim.
Despite Georgia's climate, it's important to have home insurance to cover damage caused by natural disasters like hurricanes and tornadoes. Some policies include insurance against floods.
Georgians don't usually need flood insurance. But it's worth considering if the house you own is located in an area prone to floods. It includes policies with a flood endorsement and those provided by the National Flood Insurance Program.
Country Financial ranks number one for overall satisfaction
Country Financial is the most popular home insurance company in the state, and its policies offer plenty of coverage options at competitive prices. It also ranks high for customer service, and its policies are available in most areas of the state.
Farmers ranks first for affordability
Farmers has the lowest average premium in the state at $703 per year. It's a good choice for homeowners that want to save some money. You can get discounts by installing protection devices in your home or being claim-free.
USAA ranks as the best for military families
USAA's homeowners insurance is a great option for members of the armed services or family members. It offers comprehensive coverage and covers all of your belongings. The company offers discounts for paying on time, bundling multiple policies and being a loyal member.
Progressive offers the best homeowners insurance rates in Georgia. It provides standard coverages to protect your home, personal possessions, and liability. It also has a solid reputation for customer service and receives less complaints than other insurers.
Cincinnati Financial is another top choice for Georgia homeowners, and its policies are also relatively affordable. ValuePenguin ranked the company's customer service as among the best in the country.
Allstate comes in fifth place for homeowners insurance. They offer a range of coverage choices. The policies of Allstate include both traditional homeowner's insurance coverage and more customized options, such as condo or renter’s insurance.
You can choose a separate coverage that will cover your personal items, such as jewelry and clothing in the case of loss or theft. These policies usually have higher limits than homeowners policies.