Figo Pet Insurance offers comprehensive pet insurance coverage, including the option of choosing from one of three annual benefit options: Essential, Preferred or Ultimate. You can also choose optional wellness programs to cover regular blood work and vaccinations. Figo offers a "Pet Cloud", a mobile application that allows you and your pet to manage their health. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
Fill out the online application to get Figo's pet insurance. You will need to enter your pet's name and breed along with their ZIP code during this application. A deductible can be paid upfront, which will impact your premium. With a vet’s form, the deductible can be waived. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
There are no limits to how many claims you may file. However, Figo does require the visit of a licensed veterinarian. You must also upload any medical records. The insurer will process your claim and most claims are settled within three business day.
Figo is available across all 50 states. Depending on the plan chosen, customers can choose a deductible of $100-$1,500. For each year your pet's insurance has been in force, the deductible is decreased by $50. Additionally, Figo offers a 5% discount for multiple pets. You will not be covered if your pet turns eighteen weeks old by the time you purchase a policy.
Figo provides a GPS pet collar free of charge that allows you and your pet to track each other. It is ideal for pets that are roaming around. Figo covers the cost of boarding and third-party property damages up to $10,000 per policy in case your pet is stolen.
Figo policies provide coverage for all major illnesses and injuries. These policies include hospitalization, emergency treatment, and specialized treatments. They also provide coverage for veterinarian exams and non-routine dental treatment. Some plans are also paired with an extra care pack, which includes third-party property damage up to $10,000.
Figo also covers hereditary conditions. Hereditary conditions are defined by the insurer as conditions that can be passed on to a pet through their genes. Contact customer service to confirm your pet is covered. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing and tracking system, so it's easy to submit claims. The app also allows users to access a list recommending pet-friendly places.
The Figo Pet Cloud app is very popular with users. You can communicate with a live vet and choose from a variety of reimbursement rates. You can also access urgent care advice via the app. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.