Your pet's care is not complete without insurance. It can help cover the cost of a wide range of veterinary services, including treatment for serious illnesses or injuries, dental disease and even prosthetic devices like wheelchairs.
While searching for pet-insurance nyc there are several options to take into consideration. These can range from the simple to the highly comprehensive, so it's important to find a policy that works best for you and your pet.
Lemonade
With a simple to use website, Lemonade is an easy way to take care of all your pet's needs. Lemonade offers an affordable and flexible insurance plan for pets under 13 years of age. It offers discounts to senior pets and military members.
Spot
This New York-based company offers an extremely convenient and user friendly service for pet parents. The process of filing a claim is extremely simple. You can also send a veterinarian's bill straight from your cell phone. You'll get reimbursed as long you meet the policy's deductible.
Trupanion
The company offers the broadest coverage in the market. It covers hereditary, congenital and new injuries. Trupanion’s in-office direct payment software allows veterinarians to submit a claim directly and receive reimbursement from Trupanion within minutes.
Embrace
Embrace, another insurance company offering multiple deductibles and annual coverage limits for you to choose from. Their accident and illness policy also covers alternative therapies including chiropractic care and acupuncture. The company also reimburses exam fees and behavioral treatments if a veterinarian prescribes them. There is a waiting period of 180 days before the insurance covers orthopedic injuries. This can be avoided by having your pet examined within 14-days after signing up.
Many Pets
Many Pets does not have a limit on pre-existing conditions for cats and dogs. The company offers an accident-and-illness policy that includes several options for deductibles. Its annual benefit amounts range between $5,000 and unlimited.
MetLife
MetLife's policy is not as intuitive as others on the list, despite offering high-quality services and rates that are competitive. To file a claim you will need to fill out the form and submit it digitally or by mail. In addition, there is no clear information on the website about wellness benefits. To get more details, you'll need contact the provider.
Wagmo
Wagmo was founded in New York City by Wagmo in 2017. It is a new, tech-oriented provider. The company offers many convenience features such as the capability to upload your bills using your smartphone, and receive payment via Venmo.
The company also offers an optional wellness plan that covers routine checkups, vaccinations and pet medication. These plans are in additions to pet insurance. They can cost anywhere from $12-$36 a month for cats and dogs in New York.