You have many options when searching for the best personal health insurance. You can search online to find the best plan for you. There are many options, so there's no need to worry about having to spend a lot. Additionally, you can find low rates and save time.
Anthem
Anthem is a large health insurer that is one of the top three players in the individual market. It is currently present in nine states. However, its plans for health insurance differ from one another. Anthem, although its name is associated with individual plans for health insurance, also offers health insurance through its affiliates. Anthem plans are sometimes known as HMOs in some states. They are also known as Compcare plans or Empire plans in other states.
Consumers have mixed opinions about Anthem's individual health insurance. Anthem is given an F-grade from the Better Business Bureau, and its customer satisfaction rating of low. Anthem has also been cited as denials twice as often than the industry average. Anthem has settled 61 claims in the last three years. Most of these complaints were related to billing or denied claims.
Anthem offers many individual plans for health insurance, from basic coverage to high deductible plans. The company has a large network of doctors and hospitals, which makes it a good choice for individuals looking for affordable coverage. Some customers found the high-deductibles excessively expensive.
In addition to its health insurance for individuals, Anthem also offers a number of Medicare plans, including hospital recovery, accident, and critical illness plans. These policies provide coverage for prescriptions and deductibles, and are available in some states. Many Anthem health plans also offer vision and dental coverage.
Blue Cross Blue Shield
Individuals can find affordable health insurance through Blue Cross Blue Shield health insurance for individuals. The Blue Cross Blue Shield Association provides health insurance through its BlueSelect health plan, which meets the requirements for coverage under the Affordable Care Act. BlueSelect is available through the Health Insurance Marketplace.