Kentucky residents should be aware of the various natural disasters they may face. Flooding, mudslides winter storms, sinkholes are the most common insurance claims. But there are options for those needing coverage for other problems, like earthquakes or tornadoes.
Average Home Owners Insurance Cost Ky
The cost of homeowners insurance in Kentucky can be quite affordable, especially compared to other states. It is important to note that the cost of your premium will vary depending on a number of factors. The age of the home, for example can affect your premiums. It is also possible to find out the coverages that are part of your policy. This can help you determine how much protection you really need.
A quote is the easiest way to find out how much home insurance will cost. Compare quotes and choose the right insurer for you.
Best Overall - Allstate
Allstate is one of the most popular home insurance providers in Kentucky. Low rates and good customer service are available, as well as a range of optional add-ons that can be used to customize the policy. Anyone looking to save some money while getting the best possible coverage will find this a great choice.
USAA – Best Value for Military Customer
For veterans and active-duty service members, USAA has some of the best customer satisfaction ratings from J.D. Power, along with a low rate on average for their customers. Along with its low rates, the company also offers 24/7 customer support and a range of additional services.
Travelers - the most affordable for new homeowners
Travelers is the best option for new homeowners in Kentucky. It provides many options for homeowners who have just moved into a new home, such as property coverage that is increased and coverage for Airbnbers.
A Travelers home insurance policy provides financial liability protection to protect your belongings against theft and damage caused by natural catastrophes or other risks. It also offers a variety of add-ons and discounts to help you save even more.
Choose the best company to insure your home. Insurify lets you compare the quotes of top insurance providers to find the most affordable coverage for your needs.
Many policies do not cover mudslides or landslides.
You should find out if you can get a policy for your home that covers mudslides and landslides if you live in an area prone to landslides. These policies fill in the gaps that are left by standard policies, leaving you at risk of damage from landslides.
In many states, pool owners pay higher insurance premiums. In most states, homeowners who have pools pay higher premiums than those without.