AIG Insurance Travel, previously known as Travel Guard, was a product by American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It also covers missed or delayed connections, baggage delays, and emergency evacuation. It is essential to understand what coverage you have in your policy.
CoVID-19 related illness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They can provide you with the necessary documents and information to help you get the treatment you need. Also, make sure to read through your policy.
Missed connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connections policy can reimburse you for unused tickets and other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay protection provides financial support in the event that your luggage is delayed in arriving. It covers personal goods such as clothes, toiletries, etc. The policy limits usually range from $500 to $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. A deductible could also apply to your claim.
Although some insurance companies provide additional baggage delay coverage, there are limitations on the amount you can claim. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance has comprehensive coverage to cover travelers' medical emergencies. The most sought-after plan includes up to $500k emergency medical evacuation coverage and 50% reimbursement for trip interruptions. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
These plans cover air evacuation and medical transport. These plans are especially helpful when you travel to remote areas without medical care. Repatriation coverage is available for the loved ones of the deceased. Financial assistance is provided for beneficiaries and survivors under the Accidental Death and Dismemberment coverage. Some plans only cover accidents involving planes, such as a crash. Other plans cover baggage lost or delayed.