ASPCA enjoys a stellar reputation for providing excellent customer service. It offers many different plan options from accident only to full coverage. ASPCA provides a 10% reduction on multiple pet policies.
ASPCA offers several different types of pet insurance including illness-only, accident-only and preventative care. Complete Coverage plan is the most complete option, and includes benefits for illness as well.
The Complete Coverage Plan reimburses you for unexpected vet fees after you've met your deductible. You'll be able to choose an annual deductible amount, reimbursement percentage and maximum payout limit.
For example, setting your deductible to $100 will require you to meet the amount before receiving reimbursement for any claims filed during the policy period. On the other hand, you could set your deductible at $500 and you'll be reimbursed for all claims after that amount is reached.
Preventative Care Plans
ASPCA offers preventive care programs that reimburse you for vaccinations, screenings, and regular vet appointments. This is a great way to help prevent expensive, life-threatening illnesses and other health issues from developing.
This is a big benefit, since most other insurance plans require a waiting time or a deductible to cover preventive care. ASPCA plans for preventive care have no deductibles.
You can manage your account on the ASPCA app and website, track and submit claims, and keep track of your pet's medical records. The local vet finder allows you to search for veterinarians in your area.
Crum & Forster Pet Insurance Group is the company that underwrites ASPCA's Pet Health Insurance. The group has an A+ with the Better Business Bureau as well as a 4.3 from TrustPilot. Insurance policies are offered for cats and dogs. They also include the ASPCA Healthy Pet Deductible that automatically lowers your pet's deductible each year by $50 if they don't get reimbursed.
This insurance offers other benefits, such as no medical records and no vet exams. You can also get a 10% discount if you enroll more than one animal. ASPCA has a fast and easy quote process, as well as a free sample of ASPCA's policy.
Getting a Quote
Visit the ASPCA web site and complete their online form to receive a quote. Then you can customize your premium based on your pet's age, gender and location.
The ASPCA site also contains a wealth other information about the health of pets, including breed specific resources and a comparison tool. A mobile app is also available that allows you to search for a vet in your locality, pay bills and submit claim forms. Its app is free, and it can be downloaded from the Apple App Store or Google Play Store.