The rates of car insurance can differ significantly between companies, depending on factors like your age, driving history, and location. Shopping around is a great way to find the lowest price for your coverage.
You and your car can be protected by the right Atlanta Ga auto insurance from damage costs in case of an accident. It can also help you file a claim in the event of theft or damage to your car.
Knowing where to search for cheap car insurance is not as difficult as you might think. Bankrate looked at several popular car insurance companies in Georgia to determine which ones were the most affordable.
Full coverage policies may be more expensive than the minimum liability option, but in the end they will save you money because they protect you against most scenarios. They include bodily injury and property damage liability, as well as collision and comprehensive coverage.
For low-mileage car owners, usage-based coverage can be less expensive than standard coverages. However, these policies may not cover all the costs associated with a total vehicle loss. Therefore, you should speak to your insurance agent.
GEICO provides many discounts to customers who want to save money. Bundling your policies, for example, can reduce your premiums up to 15%. Accident-free drivers can also get a discount.
Drivers who have bad credit can pay more than double the price of a driver with excellent credit, but there are still many companies that offer affordable auto insurance for people with a poor history of driving.
You should always check your driving history in Georgia before you purchase an auto insurance policy. The cost of your car insurance can be increased by traffic tickets, driving under the influence and at-fault accidents.
Avoiding these problems can be done by being a responsible driver and keeping your driving record clean. But if you have an accident, you should report it to the police and work with your insurance company to try to resolve the situation.
Younger and older drivers
When it comes to car insurance in Atlanta, your age and driving history play a big role in your premium. Drivers below the age of 25, and drivers above 60, are the groups that receive the highest rates.
Married and Widowed drivers
In most cities, married drivers pay less for auto insurance than single drivers. In Atlanta, a married driver will typically pay about 8% less than a single driver on average.
Senior Citizens and Middle-Aged Drivers
You can lower your rates based on your personal preferences by choosing a higher coverage limit or opting for a larger deductible. Multiple cars can help you to save on rates.
Use our tool to compare Georgia car insurance quotes from over 100 providers. You can also view a list of top-rated companies and read customer reviews.
Choose a company that has a good reputation for handling claims and providing excellent customer service. Those ratings are important because they will affect your experience with the insurer. A low score can result in long waits for claims. On the other hand, a higher score will mean that claims are handled more quickly.