Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan has no lifetime, annual, or per-incident payout caps. But there are some limitations to the plan, including the lack of coverage for preexisting conditions. Here are some important things to consider when you choose this pet insurance policy.
Exclusions from coverage
Healthy Paws pet insurance does not cover many common expenses for pets and cats. Not all medical conditions are covered. This includes elective procedures, behavioral modifications and therapy. Pre-existing conditions will not be covered. For complete details, consult your policy documents.
Healthy Paws insurance does not cover pre-existing conditions, anal gland expression, or elective procedures. It does however cover dental care, including extractions and reconstructive surgery.
Limitations of coverage
Healthy Paws is a policy that offers pet insurance with a range. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. In these instances, you might be better off purchasing a second wellness plan from another provider.
Healthy Paws is not able to pay routine vet care costs or preventative care. This means that you will have to pay out of pocket for your annual checkups, dental cleanings, and spay/neuter procedure. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Coverage cost
The cost for Healthy Paws pet insurance coverage will vary depending on which plan is selected. The company provides coverage for hip dysplasia and dental disease as well as wellness care. Pre-existing conditions might not be covered by the plan. You can adjust your deductible and adjust your monthly premiums.
Healthy Paws pet insurance is less expensive than traditional insurance plans for cats. Monthly coverage for a young cat can be as low as $15 per month. Insurance for older cats can be as high as $90 per calendar month. Although coverage is available for pets up to 14 years of age, the company's reimbursement percentage is very limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of healthy paws pet coverage
You should ensure that your pet's insurance policy covers all costs associated with their health care. This includes diagnostic tests and exams. Healthy Paws Insurance is highly rated and has a great reputation. The Better Business Bureau also has an accreditation for the company. In a recent review of Healthy Paws, customers praised the company's coverage, premiums, and claims process.
Healthy Paws' claims process takes just minutes and there are no waiting times. Customers can get an online quote in minutes and select the deductible and reimbursement level they'd like. Customers can then purchase a policy online.