AIG Insurance Travel, formerly Travel Guard, is a product of American International Group, Inc. It covers travel medical expenses in the event of illness or injury, including COVID-19. It also covers missed or late connections, baggage delays, and emergency escape. It is crucial to fully understand your policy's coverage to ensure that you are protected.
COVID-19-related sickness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These extra benefits will help you to cope with an unplanned emergency abroad and avoid the need for a return flight.
It doesn't matter whether your insurance policy covers COVID-19. You need to speak with your provider. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. Also, make sure to read through your policy.
Missed connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connections policy can reimburse you for unused tickets and other travel expenses. You can get financial protection and help you find other transportation options in the event of mechanical problems on your plane.
Although many insurance companies cover missed connections, you need to verify that your policy provides coverage. Different plans may offer different levels of coverage.
Baggage delay
Baggage delay insurance provides financial assistance in the case of luggage delay. It covers personal belongings such as clothes and toiletries. The policy limits usually range from $500 to $1,000. To file a claim, you must show receipts for all purchases made while you were waiting for your luggage. A deductible may be applicable to your claim.
You may be able to claim additional baggage delay insurance from some insurance companies. For instance, your baggage delay coverage won't cover lost or delayed bags returned within a twelve-hour time limit. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance has comprehensive coverage to cover travelers' medical emergencies. The most popular plan provides up to $500k for emergency medical evacuation and 50% reimbursement if a trip is canceled. There are also add-ons available, such as a pet bundle or wedding package. The inconvenience bundle covers closed attractions and costs of renting a car.
These plans cover air evacuation and medical transport. These plans are extremely useful when you're traveling to remote areas and don't have medical care. You also have the option of repatriation insurance for the relatives of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans cover baggage lost or delayed.