When you're looking for a home warranty, you need to look for one that offers coverage for the systems and appliances that are most important to you. You should also find a company who fits your budget.
If you're on a tight budget, the best home warranty companies offer fairly priced policy options for homeowners. Some of these plans have lower fees, which will help you save when you file a claim.
The best home warranty company will also have a strong track record for customer satisfaction. This is very important, because it makes you feel more comfortable about the company. Check with the Better Business Bureau or ask for recommendations from friends and neighbors.
Liberty Home Guard has been rated as one of New York’s best home warranty companies by the BBB, and is committed to providing excellent customer service. The low service fee and high level of transparency makes it an excellent choice for homeowners seeking reliable coverage for their home.
Select Home Warranty has been providing homeowners in New Jersey with a reliable home warranty since 2012. The company's low service fee and high annual coverage limits make it a good option for first time buyers.
America's 1st Choice Home Club (another BBB-rated firm) offers a range of options for appliance coverage and charges that are very competitive. Its flexible pricing and customization options are appealing to many homeowners.
AFC Home Club, which has been providing low-cost warranty options for customers for nearly 50 years, is another great choice. The company's competitive prices and stellar guarantees make it a favorite among homeowners nationwide.
It is common for home warranties to be a part of the purchase process when purchasing a brand new home. But they can be a costly addition to your budget. You may want to consider if the added cost of a home warranty is worth it if you are on a tight budget.
The best home warranty providers will give homeowners an easy way to file claims and allow them to contact expert contractors efficiently. This will allow you to get back to your normal home faster and prevent costly repairs.
Many home warranty providers have 24/7 call centers and online portals where homeowners can submit home warranty claims. Some will offer you live agents, while other will ask you to fill in a form before waiting for the company's payment.
It's simple to compare home warranties, but you should read the sample contract of each provider before signing up. This way, you will know exactly what is included in the plan and how you can expect reimbursement for a claimed loss.
It's also a good idea to look for a warranty provider that offers cancellation policies in case you decide to cancel your coverage. This will ensure that you receive reimbursement for your premiums, less any claims, and a maximum administrative fee.