Hartville, one of the biggest pet insurers in America, offers a wide range of coverage that can keep your dog and cat happy and healthy. Reviews online show that the company has an excellent reputation in terms of customer service.
Hartville policies cover many costs associated with your pet's medical and health needs. These include emergency care, surgical procedures, diagnostic tests, and veterinary medications. Hereditary conditions, behavioral issues and other problems are also covered.
All 50 states, the three territories and Canada offer insurance. As long as the clinics are licensed and within network, your policy will cover treatment at any veterinarian clinic in the U.S.
In addition to accident and illness coverage, Hartville offers a range of preventative care plans, as well as dental care coverage. Preventing illness and disease can help you save money on vet bills.
Choosing the right Hartville pet insurance plan is easy with their simple online tools and a mobile app. You can even set up direct deposit and receive reimbursements in a more timely manner.
The company's main focus is on customer service and customer satisfaction, as shown by the BBB rating it holds and the stellar Trustpilot ratings based on 197 reviews. The company's staff are knowledgeable, friendly and responsive.
Hartville Insurance Company is a division of Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance, Premier Pet Insurance, and Petshealth Care Plan.
The company offers competitive prices, with a plan that covers accidents only starting at about $4 per monthly and a policy covering pet health up to approximately $45 per month. Hartville, in addition to offering a short waiting period, offers many benefits that their competitors do not, including behavioral counseling and microchipping.
The premiums are high enough that this provider of pet insurance is out of reach for many people. This is especially true of the most affordable policies, which only cover accidents and illness.
For any claim, you will also be required to pay deductibles and copayments in addition to your monthly fee. You can also choose to add preventive care packages to your plan for an additional fee.
Hartville requires that if your pet has a condition which is pre-existing, you submit a certificate of health from your previous veterinarian, as well as vaccination records. Hartville will then review your claim and approve it once you've submitted all the information.
When your claim has processed, you'll receive a payment in the post. You can also track the progress of your claim through the company's member portal or smartphone app.
It's vital to carefully read the terms and conditions of any pet insurance policy before you sign up. This will help you avoid any unwanted surprises once you start receiving reimbursements from the company.
It's also a good idea to read through the list of exclusions before you sign on with any pet insurance company. Exclusions include cosmetic procedures and genetic conditions.