You can ensure that you parents are covered in the event of an accident or illness by purchasing insurance. In the event of an emergency, it can help cover the cost of a cancelled or interrupted trip.
Visitor Guard (r) offers travel insurance that covers a wide variety of needs. Depending on the length of your parents' stay, their medical background, age and coverage needs, you can choose the right plan.
Medical Insurance for Parents visiting the U.S.
Having adequate health insurance is important to avoid financial distress in the event of an emergency. A medical crisis can quickly bankrupt your family. The United States is one of the world's most expensive countries for healthcare, and your parents may need to undergo treatment while visiting.
The onset of pre-existing conditions is sudden
Most visitor insurance policies exclude coverage for pre-existing conditions that manifest suddenly. Most insurance policies do not cover acute onset of pre-existing conditions. This is due to the high cost to treat these medical issues.
Some visitor's insurances provide limited coverage for pre-existing illnesses that manifest suddenly. It can be a benefit for parents who have a pre-existing condition. They may be able access to a higher level of coverage.
A good visitor's insurance policy will include coverage for a wide range of emergencies, including flight delays or lost baggage, and will be able to reimburse your parent for any expenses that may arise. This will help your parent get medical attention quickly if they fall ill or are injured abroad.
Covid-19 has been linked to many health risks. If your parents are traveling during this time, you should consider purchasing travel medical insurance that covers the covid-19 virus.
Repatriation of Remains
Travel medical insurance will cover the funeral costs and any other expenses if your parent passes away while on vacation. This policy will cover their funeral and other expenses, including the cost of local cremation or burial.
Telemedicine
Telemedicine is an important benefit to a policy of travel medical insurance. This coverage allows your parent to receive medical care via telephone, fax or email.
This type of coverage is especially useful for parents over 50 who may be less able to access medical services. Most doctors refer their patients out of network to specialists, but travel insurance can cover these costs.
Purchase travel insurance for your parents to cover a period up until 365 days. You can purchase either option online or by phone. Both are easy and quick to use.