The current system for visitors insurance is limited to a select number of services. It also relies on a small group of insurance companies. These plans are typically more expensive than domestic and are only offered at specific times of the year. Visitors to the U.S. could be in the country for any duration, not just for short periods.
USA-HealthCare
The Visit USA-HealthCare health plan offers coverage for visitors to the United States during their stay. These plans provide pre-defined healthcare benefits and emergency services for a maximum of 364 days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Individual health insurance plans vary in price. Many are affordable, depending on the level of coverage that the policy offers. You may also need to consider your pre-existing conditions. You need to choose the insurance plan that best suits your needs and finances.
Liaison Travel Choice
Liaison Travel choice insurance for visitors covers a wide array of medical needs. This plan is for individuals as well as families who travel outside their home country. It covers spouses and dependent children. It also covers covered medical expenses upto $30,000 This insurance also includes emergency medical evacuation. Liaison Travel Choice offers coverage for trips lasting anywhere from 5 to 364 days. The PPO network allows visitors to visit any doctor for medical care.
Visitors can choose between the Liaison Travel Plus Plan and Basic Plan. The Liaison Travel Medical plan is for international short-term travel. It includes coverage for illnesses and injuries that occur outside the United States. It is available to anyone under the age of 75 and has a coverage period that ranges from 5 to 364 Days. The plan provides customizable emergency medical coverage with deductible amounts.
Atlas America
Atlas America's Visitor Insurance Plan may be the perfect option for Americans traveling abroad. This plan covers both hospitalization and outpatient treatment. The downside of this plan is that it may only cover 50% of the total cost of your medical care. It is possible to get this insurance online today and start receiving coverage.
This visitor insurance plan is part United Healthcare PPO network. This network offers access to a large number of doctors and hospitals in the United States. These providers charge network-negotiated fees to the insurance company, which is often less than regular rates. You will need a credit or debit card number, your name, passport number, travel dates, and your date of birth to receive a quote.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance is available to cover medical expenses for foreign citizens traveling to the USA. This plan covers visitors aged 19 years and older who require medical treatment in the U.S. The insurance covers temporary stays in the U.S. and 100% of eligible medical costs up to the policy limits. This plan also includes instant ID cards, proof of coverage, and proof of insurance.
The comprehensive insurance plan covers all medical expenses for foreign travellers, even pre-existing conditions. The plan is available for five to ninety-day stays, and can be renewed for an additional year. The maximum policy amount is $50,000 and the policy can be renewed for an additional two years.
International Major Medical Plan
Consider purchasing an International Major Medical Plan (IMMP) insurance policy if your purpose is to visit the United States. This type of coverage pays up to $1 million in out-of-pocket medical expenses. It offers trip cancellation and lost baggage benefits, as well as evacuation, repatriation and repatriation. Some plans provide coverage for terrorist and war crimes. Some policies offer coverage for amateur and professional sports. International Major Medical Plan policies also provide coverage for care related to cancer and cardiac health.
Visitors can also consider purchasing an Elite Plan, which covers pre-existing conditions. This insurance includes doctor visits, blood testing, urgent care, specialty care, and more. This type of insurance also covers medication prescribed by doctors.