AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It also covers missed or delayed connections, baggage delays, and emergency evacuation. It is essential to understand what coverage you have in your policy.
Coverage for COVID-19 related illness
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG offers additional benefits such as trip cancellation and interruption coverage, emergency medical coverage, and trip cancellation and disruption coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They can provide you with the necessary documents and information to help you get the treatment you need. It is important to review your policy in order to be sure you are covered.
Missing connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connections policy can reimburse you for unused tickets and other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. Coverage levels can vary between plans.
Baggage delay
Baggage delay covers provide financial assistance in cases of delay in your luggage arriving. It covers personal items like clothes, toiletries, or other necessities. It provides reimbursement up to the policy limit, which usually ranges from $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. There may be a deductible attached to your claim.
Insurance companies may offer additional baggage delay coverage. However, you need to be aware of the limitations. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. It's best to review your policy before purchasing anything, and to be sure that it includes baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most popular plan covers up to $500k in emergency medical care and 50% reimbursement for trip cancellations. The company offers additional services such as a Wedding or Pet Bundle and Incontinence Bundle, which cover closed attractions or the cost to rent a vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. These plans are especially helpful when you travel to remote areas without medical care. You also have the option of repatriation insurance for the relatives of the deceased. The coverage covers accidental death and dismemberment, which provides financial assistance to survivors or beneficiaries. Some plans only cover accidents that involve aircrafts such as a plane accident. Other plans provide coverage for lost or delayed baggage.