AIG Insurance Travel, previously known as Travel Guard, was a product by American International Group, Inc. It pays for travel medical expenses, COVID-19 included, in the event that there is an illness or injury. It also covers missed or late connections, baggage delays, and emergency escape. To ensure you are fully protected, it is important to know what coverage your policy covers.
COVID-19-related illnesses covered
If you're traveling abroad and have an AIG insurance policy, you may be able to get medical coverage for the COVID-19 pandemic. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These can help you deal with an unexpected emergency situation abroad and not have to worry about getting a plane ticket home.
Regardless of whether your insurance company offers coverage for COVID-19, you'll want to contact your provider. They will provide you with all necessary information and documentation to assist you in getting the treatment you require. Make sure you review your policy to ensure you are fully covered.
Missed connection
Missing connections can happen for many reasons, including mechanical problems or inclement weather. A missed connection insurance policy will allow you to get reimbursed for unused tickets and other travel expenses. You can get financial protection and help you find other transportation options in the event of mechanical problems on your plane.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay covers provide financial assistance in cases of delay in your luggage arriving. It covers personal belongings such as clothes and toiletries. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. To make a claim, you will need to provide receipts for purchases made while waiting for your luggage. You may be required to pay a deductible if you file a claim.
Some insurance companies offer additional baggage delay cover, but you should be aware that there are limits on how much you can claim. For example, baggage delay coverage does not cover lost or delayed bags that aren't returned within a twelve hour period. Before you buy anything, review your policy to ensure that baggage delay benefits are included.
Emergency evacuation
AIG Insurance has comprehensive coverage to cover travelers' medical emergencies. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. Additional add-ons include a pet or wedding bundle and an inconvenience bundle. These bundles cover closed attractions as well as the rental cost of a vehicle.
These plans cover air evacuation and medical transport. These plans are especially helpful when you travel to remote areas without medical care. Repatriation coverage is available for the loved ones of the deceased. Accidental death and dismemberment coverage provides financial assistance for survivors, or beneficiaries. Some plans cover only accidents involving aircraft, such as a plane crash. Some plans also cover delayed or lost baggage