Visitors insurance currently covers only a small number of services and is based upon a very limited range of insurance companies. These plans are more costly than domestic insurance, and they are not available all year. Visitors to the U.S. could be in the country for any duration, not just for short periods.
USA-HealthCare
Visitors to the United States can get coverage through the Visit USA-HealthCare plan. These plans provide pre-defined medical benefits and emergency services for up to 364 days. You can seek treatment from any U.S. physician or hospital during this time. USA-HealthCare provides three levels in coverage including individual, family, group, and group plans.
Prices for individual health insurance plans can vary. Many policies are affordable depending on how much coverage they offer. Pre-existing medical conditions may be a factor. You'll need to choose an insurance plan that meets your needs and budget.
Liaison Travel Choice
Liaison Travel Choice insurance for visitors covers a wide range of medical needs. It is available to both individuals and families that travel abroad. You can also cover dependent children that are not married. The insurance also covers medical expenses up to $30,000 The insurance also covers emergency medical evacuation. Liaison Travel Choice offers comprehensive coverage for trips lasting between five and three64 days. Visitors can visit any doctor within the PPO network for medical care.
Visitors have the option to choose from Liaison Travel Plus Plan or Basic Plan. The Liaison Travel Medical plan is for international short-term travel. This plan covers injuries and illnesses that may occur outside of the United States. The coverage periods vary from 5 to 364 days, and it is available to travelers under the age of 74. The plan also offers customizable emergency coverage and deductibles.
Atlas America
Atlas America's visitor insurance plan may be the best option for American travelers. This plan covers both hospitalization and outpatient treatment. This plan does not cover all costs. This insurance can be purchased online so you can start getting coverage as soon as possible.
This visitor plan provides health insurance and access to the United Healthcare PPO Network. The network providers will bill the insurance company directly. They also charge network fees which are often lower than the regular rates. For a quote, you will only need to provide a credit score, date of your birth, name and passport number.
Safe Travels USA Comprehensive
Safe Travels USA Comprehensive Insurance for visitors provides coverage for medical expenses for foreign nationals traveling to the USA. This plan covers medical costs for visitors up to the age of 19 who need medical attention in the U.S. It also covers a visitor's temporary stay in the U.S. During the duration of coverage, the insurance will pay 100% of eligible medical expenses up to the maximum policy limits. You will also receive instant ID cards and proof that you are covered.
This comprehensive insurance plan covers medical expenses for foreign tourists, as well as acute onset of preexisting conditions. You can renew the plan for another year. The plan is valid for stays of five to ninety days. The maximum policy amount, $50,000, can be renewed for up to 2 years.
International Major Medical Plan
You should purchase an International Major Medical Plan Insurance policy if you are traveling to the United States for short-term purposes. This coverage provides up to $1 million for out-of–pocket medical expenses. You also get trip cancellation, evacuation and lost luggage benefits. Some plans even offer coverage for terrorism and war. Some plans even provide coverage for non-professional and recreational sports. International Major Medical Plan policies offer coverage for cancer and cardiac care.
The Elite Plan covers pre-existing condition. This insurance covers specialist care, doctor visits, blood tests and urgent care. This insurance also covers prescribed medications by doctors.