Figo Pet Insurance offers comprehensive insurance coverage. It also allows you to choose between one of three annual benefits options: Preferred, Essential or Ultimate. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo's "Pet Cloud", a mobile app that lets you manage your pet's health, costs a minimal monthly fee. The app offers a number of features including an overview of your pet's medical history, emergency care advice, reminders, and reminders for upcoming appointments.
To enroll in Figo pet insurance, you'll need to fill out an online application. This will require you to give your pet's name, breed and zip code. Your premium may also be affected if you choose to pay an upfront deposit. The vet's forms can help waive the deductible. Figo offers a 30-day guarantee for a full refund. You have up to one year to file a claim or receive reimbursement.
Although there are no limit to the number of claims that you can file, Figo requires you to visit a licensed veterinarian as well as upload any medical records. Your claim will be processed by the insurer within three business days. Most claims can be settled in under three business days.
Figo is available across all 50 states. Customers can choose between a $100 and $1500 deductible, depending on what plan they have chosen. The deductible is reduced $50 for each year your pet has been covered without filing a claim. Figo offers a 5% discount to multiple pets. If your pet is younger than eight weeks, the policy won't cover them.
Figo also offers a GPS collar to help you track your pet. It is perfect for pets that roam. Figo will pay the cost for boarding fees, third-party property damage and theft of your pet up to $10,000 each policy.
Figo policies can cover any major illness or injury and include hospitalization, emergency care and specialized treatments. They also include veterinarian exams and non-routine dentistry care. Some plans come with an additional care package, which covers third-party property damage upto $10,000
Figo also covers hereditary diseases. Hereditary conditions can be described by the insurer as conditions passed down through a pet's genes. You'll need contact customer service to confirm whether your pet is covered. Figo does not have an age limit. However, most insurance companies have restrictions regarding new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing/tracking platform, making it easy for customers to submit claims. You can also access a listing of pet-friendly areas through the app.
The Figo Pet Cloud application is very popular. You can communicate with a live vet and choose from a variety of reimbursement rates. It also provides urgent care advice. The app can be used to submit a claim and the company will pay it electronically.